Home First Finance Company India Ltd
Investor Presentation on the Reviewed Financial Results for the quarter ended June 30, 2026
RESULTS
▲ Positive Development
LOW RISK
📅 Filed on BSE: 27 Jul 2026, 05:59 PM IST · BSE ID: fa6015f5-3252-47ee-a02a-cf0c61e0b415
View Original BSE Filing (PDF)
💡
In Simple Terms
The company published its latest financial update, showing strong growth in its loan portfolio and profits for the first quarter of the fiscal year.
🤖 AI Summary
- Home First Finance Company reported Assets Under Management (AUM) of ₹1,69,379 Mn for Q1 FY27, a 25.7% increase year-on-year.
- Profit After Tax (PAT) for the quarter ended June 30, 2026, was ₹1,599 Mn, growing 34.5% year-on-year.
- Total disbursements reached ₹16,284 Mn in Q1 FY27, marking a 31.0% year-on-year growth.
- Gross Stage 3 / POS (GNPA) was 1.8% in Q1 FY27, indicating no change from the prior quarter.
- The company expanded its network by adding 4 new branches, taking the total to 175 branches across the country.
🔢 Key Numbers — exact figures from BSE filing, not rounded
Assets Under Management (AUM)
₹1,69,379 Mn
+25.7%
Disbursement
₹16,284 Mn
+31.0%
Gross Stage 3 / POS (GNPA)
1.8%
0 bps
Opex to Assets
2.8%
+10 bps
DPD 30+ / POS
3.2%
-30 bps
Profit After Tax (PAT)
₹1,599 Mn
+34.5%
Return On Assets (ROA)
4.2%
+50 bps
Return On Equity (ROE)
14.5%
-40 bps
Total Employee Strength
1,988
🏢 How This Affects the Company
The company expanded its Assets Under Management to ₹1,69,379 Mn and recorded disbursements of ₹16,284 Mn, indicating continued business growth and market penetration in affordable housing finance. Its branch network grew to 175, broadening its operational reach.
Profit After Tax increased to ₹1,599 Mn, with Return On Assets at 4.2% and Return On Equity at 14.5%, reflecting healthy financial performance. Spreads remained at 5.3%, supported by stable asset quality.
The addition of 4 new branches and 133 net employees, primarily in customer-facing roles, indicates operational expansion to support business growth and distribution capabilities. Total employee strength reached 1,988.
Gross Stage 3 / POS (GNPA) remained stable at 1.8% and DPD 30+ / POS decreased by 30 bps to 3.2% year-on-year, suggesting stable asset quality despite strong growth, mitigating credit risk.
👥 What This Means For Shareholders
✅
Action Required
No specific action is required from shareholders based on this investor presentation.
👤
Who Is Affected
Shareholders are provided an update on the company's financial and operational performance, including AUM growth of 25.7% and PAT growth of 34.5% year-on-year.
🔍
Management Signal
The management signal is a continued focus on strong growth in AUM and profitability while maintaining asset quality and expanding operational reach.
For information only. Not investment advice. ForgeUp is not SEBI-registered.
👁 Watch List — track these upcoming events
Q2 FY27 financial results — review AUM growth and profitability trends.
Management commentary — assess outlook on AUM growth target of ~25% for FY27.
Asset quality trends — monitor Gross Stage 3 / POS and DPD 30+ in subsequent quarters.
LOW RISK
Financial results show strong growth with stable asset quality metrics.
💡 Investor Takeaway
Home First Finance Company reported Q1 FY27 Assets Under Management of ₹1,69,379 Mn, up 25.7% year-on-year, and Profit After Tax of ₹1,599 Mn, a 34.5% year-on-year increase. Disbursements reached ₹16,284 Mn, rising 31.0% YoY, while Gross Stage 3 / POS remained at 1.8%.
⚖️ Strengths & Concerns
✅ Positives
- Assets Under Management grew 25.7% year-on-year to ₹1,69,379 Mn, demonstrating robust business expansion in Q1 FY27.
- Profit After Tax increased 34.5% year-on-year to ₹1,599 Mn, supported by healthy business growth and stable asset quality.
📅 Company Track Record
Home First Finance Company reported Q1 FY27 Net Profit of ₹1,598.51 million, up 34.45% YoY, and AUM of ₹16,938 crore, up 25.7% YoY, following a Q4 FY26 PAT growth of 42.7% YoY to ₹149 crore and AUM at ₹15,878 crore. The company recommended a dividend of Rs. 5.20/share for FY26.
Based on publicly available historical data. For context only.
❓ Frequently Asked Questions
What were Home First Finance Company's Assets Under Management (AUM) in Q1 FY27?
Home First Finance Company reported Assets Under Management (AUM) of ₹1,69,379 Mn as of June 30, 2026.
What was Home First Finance Company's Profit After Tax (PAT) for Q1 FY27?
The Profit After Tax (PAT) for Home First Finance Company in Q1 FY27 was ₹1,599 Mn.
How much did Home First Finance Company disburse in Q1 FY27?
Home First Finance Company's disbursements totaled ₹16,284 Mn during the first quarter of FY27.
What was Home First Finance Company's Gross Stage 3 / POS (GNPA) in Q1 FY27?
Home First Finance Company's Gross Stage 3 / POS (GNPA) was 1.8% for the quarter ended June 30, 2026.
How many branches did Home First Finance Company have as of June 2026?
As of June 2026, Home First Finance Company expanded its network to 175 branches and 373 touchpoints.
Questions based on this BSE filing only. For information purposes.