HDFC Bank: Q2 FY27 Net Profit Rs. 19609.96 crore, H1 FY27 Rs. 38669.68 crore
RESULTS
▲ Positive Development
LOW RISK
📅 Filed on BSE: 17 Oct 2026, 01:56 PM IST · BSE ID: ae8b989d-e24d-45bf-8958-f610b3c0e66a
View Original BSE Filing (PDF)
💡
In Simple Terms
HDFC Bank announced its financial performance for the last quarter and half-year, with the board approving the results.
🤖 AI Summary
- HDFC Bank Board approved unaudited standalone and consolidated financial results for Q2 and H1 FY27.
- Net Profit after tax for the quarter ended September 30, 2026, was Rs. 19609.96 crore.
- Net Profit after tax for the half-year ended September 30, 2026, totaled Rs. 38669.68 crore.
- The Board Meeting to approve results was held on October 17, 2026, concluding at 1:30 p.m.
- Trading window for designated persons and relatives opens on Tuesday, October 20, 2026.
🔢 Key Numbers — exact figures from BSE filing, not rounded
Net Profit from ordinary activities after tax (Q2 FY27)
19609.96 crore
5.19%
Net Profit from ordinary activities after tax (H1 FY27)
38669.68 crore
5.09%
Gross NPAs to Gross Advances (Q2 FY27)
1.11%
Net NPAs to Net Advances (Q2 FY27)
0.37%
Capital Adequacy Ratio (Q2 FY27)
18.87%
Total Deposits (Q2 FY27)
3327448.93 crore
Advances (Q2 FY27)
3195566.06 crore
🏢 How This Affects the Company
Net Profit after tax for Q2 FY27 reached Rs. 19609.96 crore, contributing to a half-year net profit of Rs. 38669.68 crore. Advances increased to Rs. 3195566.06 crore as of September 30, 2026.
Gross NPAs as a percentage of Gross Advances decreased to 1.11% as of September 30, 2026, from 1.24% in the prior year comparable period. Net NPAs also decreased to 0.37% from 0.42%.
👥 What This Means For Shareholders
✅
Action Required
No immediate action is required from shareholders based on this filing.
👤
Who Is Affected
All shareholders are affected as the company's latest financial performance is now publicly available. Designated persons and their immediate relatives have a trading window that opens on October 20, 2026.
🔍
Management Signal
The approval and disclosure of unaudited results demonstrate management's adherence to regulatory timelines and commitment to financial transparency.
For information only. Not investment advice. ForgeUp is not SEBI-registered.
👁 Watch List — track these upcoming events
Consolidated financial results — review full details once published
Press Release — check for management commentary on performance
Earnings call transcript — understand future guidance and strategy
LOW RISK
The filing reports stable financial results with improving asset quality ratios.
💡 Investor Takeaway
HDFC Bank reported a Net Profit after tax of Rs. 19609.96 crore for Q2 FY27 and Rs. 38669.68 crore for H1 FY27. Gross NPAs improved to 1.11% of Gross Advances, and Net NPAs to 0.37% of Net Advances as of September 30, 2026.
⚖️ Strengths & Concerns
✅ Positives
- Quarterly Net Profit after tax increased to Rs. 19609.96 crore in Q2 FY27 from Rs. 18641.28 crore in Q2 FY26.
- Gross NPAs to Gross Advances improved to 1.11% as of September 30, 2026, from 1.24% as of September 30, 2025.
⚠️ Concerns
- Other Income for Q2 FY27 decreased to Rs. 13831.02 crore from Rs. 14350.02 crore in Q2 FY26.
- Return on assets (average) decreased to 0.45% (not annualized) for Q2 FY27 from 0.49% for Q2 FY26.
📅 Company Track Record
HDFC Bank approved its Q1 FY27 unaudited financial results on July 18, 2026, and in April 2026, approved a ₹15.50 total FY26 dividend per share and Rs. 60,000 crore debt issuance authority.
Based on publicly available historical data. For context only.
❓ Frequently Asked Questions
What was HDFC Bank's standalone Net Profit after tax for Q2 FY27?
HDFC Bank's standalone Net Profit after tax for the quarter ended September 30, 2026, was Rs. 19609.96 crore.
What was HDFC Bank's standalone Net Profit after tax for the half-year ended September 30, 2026?
HDFC Bank's standalone Net Profit after tax for the half-year ended September 30, 2026, was Rs. 38669.68 crore.
How did HDFC Bank's Gross NPA ratio change in Q2 FY27?
HDFC Bank's Gross NPAs as a percentage of Gross Advances decreased to 1.11% as of September 30, 2026, from 1.24% as of September 30, 2025.
What was HDFC Bank's Capital Adequacy Ratio as of September 30, 2026?
HDFC Bank's Capital Adequacy Ratio as of September 30, 2026, stood at 18.87%.
When does the trading window open for HDFC Bank's designated persons?
The window for trading in Securities of HDFC Bank by its designated persons and their immediate relatives shall open on Tuesday, October 20, 2026.
Questions based on this BSE filing only. For information purposes.