Fedbank Financial Services Ltd
Press release - Financial and Operational Performance of the Company for the quarter ended June 30, 2026
RESULTS
▲ Positive Development
LOW RISK
📅 Filed on BSE: 15 Jul 2026, 12:07 PM IST · BSE ID: 94d90222-aa8c-437b-b8c7-2d90b7746082
View Original BSE Filing (PDF)
💡
In Simple Terms
Fedbank Financial Services increased its Q1 profit by 52.5% and grew its loan book by 34.7% over last year.
🤖 AI Summary
- Fedbank Financial Services reported Q1 FY27 Profit After Tax of ₹114.4 Cr, up 52.5% YoY.
- Net Interest Income increased by 38.7% YoY to ₹371.9 Cr for the quarter ended June 30, 2026.
- Assets Under Management (AUM) reached ₹21,136 Cr, reflecting a 34.7% YoY growth.
- Operating Profit for Q1 FY27 rose 49.9% YoY to ₹187.5 Cr.
- Gross Non-Performing Assets (NPA) improved to 1.6% from 2.0% YoY.
🔢 Key Numbers — exact figures from BSE filing, not rounded
Profit After Tax
₹114.4 Cr
52.5%
Net Interest Income
₹371.9 Cr
38.7%
Asset Under Management
₹21,136 Cr
34.7%
Operating Profit
₹187.5 Cr
49.9%
🏢 How This Affects the Company
The growth in Net Interest Income by 38.7% YoY and AUM by 34.7% YoY indicates expanded lending operations and customer base in Loan Against Property and Gold Loans.
Profit After Tax increased by 52.5% YoY to ₹114.4 Cr, strengthening the company's profitability. Shareholder's Fund increased 14.0% YoY to ₹3002.8 Cr.
Branches remained at 757 QoQ, while employee count increased 1.4% QoQ to 5,376, supporting business expansion and operational coverage.
Improved Gross NPA to 1.6% and Net NPA to 1.0% QoQ suggests enhanced asset quality and reduced credit risk within the loan portfolio.
👥 What This Means For Shareholders
✅
Action Required
No immediate action is required by shareholders based on this financial results press release.
👤
Who Is Affected
Existing shareholders benefit from increased Profit After Tax (PAT) and Shareholder's Fund, which grew 14.0% YoY to ₹3002.8 Cr.
🔍
Management Signal
The focus on increasing Net Interest Income and AUM, coupled with improving asset quality, indicates management's intent for profitable growth and risk management.
For information only. Not investment advice. ForgeUp is not SEBI-registered.
👁 Watch List — track these upcoming events
Q2 FY27 results — monitor Net Gain on Direct Assignment performance.
Next financial results — assess sustained AUM and PAT growth.
Regulatory updates — check for any changes impacting NBFC operations.
LOW RISK
Strong financial performance with improving asset quality indicators reduces immediate risks.
💡 Investor Takeaway
Fedbank Financial Services reported a Q1 FY27 Profit After Tax of ₹114.4 Cr, a 52.5% YoY increase. Net Interest Income grew 38.7% YoY to ₹371.9 Cr. AUM expanded 34.7% YoY to ₹21,136 Cr, with Gross NPA improving to 1.6%.
⚖️ Strengths & Concerns
✅ Positives
- Profit After Tax (PAT) increased by 52.5% YoY to ₹114.4 Cr in Q1 FY27, demonstrating strong earnings growth.
- Asset Under Management (AUM) grew 34.7% YoY to ₹21,136 Cr, indicating robust business expansion.
⚠️ Concerns
- Net Gain on Direct Assignment showed a -310.7% QoQ change to -₹12.9 Cr, impacting overall Net Interest Income.
- Disbursements decreased by 42.1% QoQ to ₹6,760 Cr, suggesting slower quarterly loan book additions.
📅 Company Track Record
Fedbank Financial Services was recently listed via IPO in March 2026. The company reported FY26 PAT growth of 52.6% to ₹343.6 Cr with AUM growth of 27.5% to ₹20,153 Cr.
Based on publicly available historical data. For context only.
❓ Frequently Asked Questions
What was Fedbank Financial Services' Profit After Tax in Q1 FY27?
Fedbank Financial Services reported a Profit After Tax of ₹114.4 Cr in Q1 FY27, representing a 52.5% increase compared to Q1 FY26.
What was the Asset Under Management (AUM) for Fedbank Financial Services in Q1 FY27?
The Asset Under Management for Fedbank Financial Services stood at ₹21,136 Cr in Q1 FY27, an increase of 34.7% YoY.
How did Fedbank Financial Services' Net Interest Income perform in Q1 FY27?
Net Interest Income for Fedbank Financial Services was ₹371.9 Cr in Q1 FY27, showing a 38.7% growth YoY.
What were the Gross and Net NPA percentages for Fedbank Financial Services in Q1 FY27?
Gross NPA for Fedbank Financial Services was 1.6% in Q1 FY27, down from 2.0% in Q1 FY26. Net NPA was 1.0% in Q1 FY27, down from 1.2% in Q1 FY26.
What were the Disbursements for Fedbank Financial Services in Q1 FY27?
Disbursements for Fedbank Financial Services were ₹6,760 Cr in Q1 FY27, indicating a 13.9% growth YoY.
Questions based on this BSE filing only. For information purposes.