Submission of Press Release
RESULTS
▲ Positive Development
LOW RISK
📅 Filed on BSE: 25 Jul 2026, 03:43 PM IST · BSE ID: f0cfa898-b9f6-48f5-80d1-948ad3065cc2
View Original BSE Filing (PDF)
💡
In Simple Terms
Emerald Finance reported strong financial results for Q1 FY27, growing profit and income, alongside new business partnerships.
🤖 AI Summary
- Emerald Finance Limited consolidated Net Profit surged 52.72% YoY to ₹ 4.88 Cr in Q1 FY27.
- Consolidated Total Income grew 39.97% YoY to ₹ 9.44 Cr in the quarter ended 30.06.2026.
- The company secured 32 new corporate partnerships for its Earned Wage Access (EWA) product.
- Strategic alliances were formed with Credila Financial Services for education loans and AU Small Finance Bank for gold loans.
🔢 Key Numbers — exact figures from BSE filing, not rounded
Consolidated Total Income
₹ 9.44 Cr
39.97%
Consolidated EBITDA
₹ 7.42 Cr
60.28%
Consolidated Net Profit
₹ 4.88 Cr
52.72%
Consolidated EPS
₹ 1.44
56.52%
🏢 How This Affects the Company
The addition of 32 corporate partnerships for EWA and new alliances for education and gold loans expand the company's product reach and customer base. These partnerships are expected to contribute to future revenue streams and market penetration in financial services.
The 52.72% YoY increase in consolidated Net Profit to ₹ 4.88 Cr and 39.97% YoY growth in Total Income to ₹ 9.44 Cr indicate improved financial performance. Enhanced EBITDA and EPS also reflect increased profitability and operational efficiency.
The new strategic alliances broaden the company's operational capabilities by integrating educational and gold loan offerings. These collaborations leverage partnerships to expand service delivery without requiring significant in-house resource expansion.
👥 What This Means For Shareholders
✅
Action Required
No action is required from shareholders based on this press release.
👤
Who Is Affected
All shareholders are affected as the company's financial performance and business expansion impact the underlying value of their holdings through improved profitability and growth opportunities.
🔍
Management Signal
Management's commentary indicates a focus on innovation, customer-centric solutions, prudent risk management, and technology-driven execution to enhance operational efficiency and expand product offerings.
For information only. Not investment advice. ForgeUp is not SEBI-registered.
👁 Watch List — track these upcoming events
Q2 FY27 unaudited financial results — observe sustained growth in Net Profit.
Updates on new corporate partnerships — track expansion of Earned Wage Access.
Progress of education and gold loan alliances — monitor contributions to revenue.
LOW RISK
The filing reports strong financial results and business expansion activities, with no immediate risks identified.
💡 Investor Takeaway
Emerald Finance reported consolidated Net Profit of ₹ 4.88 Cr for Q1 FY27, a 52.72% YoY increase from ₹ 3.19 Cr in Q1 FY26. Consolidated Total Income rose 39.97% YoY to ₹ 9.44 Cr from ₹ 6.74 Cr, reflecting growth across key financial parameters.
⚖️ Strengths & Concerns
✅ Positives
- Consolidated Net Profit increased by 52.72% YoY to ₹ 4.88 Cr, demonstrating significant growth in profitability for Q1 FY27.
- Consolidated Total Income grew by 39.97% YoY to ₹ 9.44 Cr, driven by expanding business activities and new partnerships.
📅 Company Track Record
Emerald Finance Limited (formerly Emerald Leasing Finance and Investment Company Limited) reported consolidated Net Profit of ₹ 15.15 Cr for FY26, a 70.41% increase. This previous filing indicated a pattern of strong profit growth leading into FY27.
Based on publicly available historical data. For context only.
❓ Frequently Asked Questions
What was Emerald Finance's consolidated Net Profit in Q1 FY27?
Emerald Finance's consolidated Net Profit in Q1 FY27 was ₹ 4.88 Cr, which is a 52.72% increase compared to ₹ 3.19 Cr in Q1 FY26.
What was the consolidated Total Income for Emerald Finance in Q1 FY27?
The consolidated Total Income for Emerald Finance in Q1 FY27 reached ₹ 9.44 Cr, representing a 39.97% increase from ₹ 6.74 Cr in Q1 FY26.
What new business partnerships did Emerald Finance announce in Q1 FY27?
Emerald Finance partnered with 32 more corporate organizations for Earned Wage Access, entered a strategic alliance with Credila Financial Services for educational loans, and collaborated with AU Small Finance Bank for gold loans.
What was the consolidated EBITDA for Emerald Finance in Q1 FY27?
The consolidated EBITDA for Emerald Finance in Q1 FY27 was ₹ 7.42 Cr, marking a 60.28% increase from ₹ 4.63 Cr in Q1 FY26.
Questions based on this BSE filing only. For information purposes.