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📋 Filing Types Available on ForgeUp Filings Sourced from BSE corporate announcements (equity segment). Companies covered are BSE-listed and most are also listed on NSE. We show only material filings.
Financial Results Orders Dividend Buyback Merger / Acquisition Board Meeting Outcome Fundraise (QIP / Rights / FPO) Regulatory / Court Order Credit Rating Change Promoter Pledge Update Management Change Joint Venture / MOU Delisting Bonus Shares Stock Split
Data sourced from BSE India corporate announcements. More categories will be added over time.
Dhanlaxmi Bank Ltd

Dhanlaxmi Bank Q2 FY27 Net Profit Rises 108.66% to Rs. 4,855 Lakh

RESULTS ▲ Positive Development LOW RISK
📅 Filed on BSE: 26 Oct 2026, 02:06 PM IST  ·  BSE ID: 2dfffeaf-b517-47c7-af89-9caabe661126
View Original BSE Filing (PDF)
💡
In Simple Terms
Dhanlaxmi Bank's quarterly profit more than doubled, driven by higher interest income and improved asset quality.
🤖 AI Summary
  • Dhanlaxmi Bank's Net Profit for Q2 FY27 increased 108.66% YoY to Rs. 4,855 Lakh.
  • Interest earned for the quarter ended September 30, 2026, was Rs. 47,115 Lakh.
  • Capital Adequacy Ratio (CAR) stood at 18.86% as per Basel III at September 30, 2026.
  • Gross Non-Performing Assets (NPA) ratio decreased to 1.76%, and Net NPA ratio to 0.45%.
  • Retail Banking segment revenue was Rs. 29,221 Lakh, the largest contributor for the quarter.
🔢 Key Numbers — exact figures from BSE filing, not rounded
Net Profit (+)/Loss (-) for the period
4,855 Rs. In Lakh
108.66
Interest earned
47,115 Rs. In Lakh
22.83
Capital Adequacy Ratio as per Basel III
18.86%
% of Gross NPAs to Gross Advances
1.76
% of Net NPAs to Net Advances
0.45
Operating Profit(+)/Loss(-) before provisions and contingencies
6,982 Rs. In Lakh
147.68
🏢 How This Affects the Company
📈
Business Impact
Total income for Q2 FY27 reached Rs. 51,860 Lakh, indicating growth in core banking operations. The Retail Banking segment generated Rs. 29,221 Lakh in revenue, confirming its significant contribution to overall operations.
💰
Financial Impact
Net Profit increased to Rs. 4,855 Lakh for the quarter, impacting overall profitability. Improved NPA ratios to Gross NPA 1.76% and Net NPA 0.45% reflect better asset quality management, reducing future provisioning needs.
⚙️
Operational Impact
The bank continues to operate within established regulatory frameworks, with a Capital Adequacy Ratio of 18.86% as per Basel III. Lower provisions of Rs. 569 Lakh in Q2 FY27 compared to Rs. 1,591 Lakh in Q1 FY27 indicates operational efficiency in credit management.
⚠️
Risk Impact
The reduction in both Gross NPA and Net NPA ratios suggests a decrease in credit risk exposure. The Capital Adequacy Ratio of 18.86% provides a buffer against potential financial shocks, supporting stability.
👥 What This Means For Shareholders
✅
Action Required
No specific action is required from shareholders based on this financial results filing.
👤
Who Is Affected
Shareholders are affected by the improved financial performance, including the increased Net Profit to Rs. 4,855 Lakh and enhanced Earnings Per Share (Basic and Diluted) of Rs. 1.23 for the quarter.
🔍
Management Signal
The financial results indicate management's focus on profitability growth and asset quality improvement, as evidenced by the reduction in NPA ratios.

For information only. Not investment advice. ForgeUp is not SEBI-registered.

👁 Watch List — track these upcoming events
Q3 FY27 financial results — check continuation of profitability and asset quality trend.
Further updates on Capital Adequacy Ratio — monitor stability.
Statements regarding future provisioning strategy — observe credit risk management.
LOW RISK Improved asset quality and robust capital adequacy reduce immediate risks.
💡 Investor Takeaway
Dhanlaxmi Bank's Net Profit for Q2 FY27 grew 108.66% YoY to Rs. 4,855 Lakh. Gross NPA improved to 1.76% and Net NPA to 0.45% from 3.10% and 1.12% respectively in Q2 FY26. Capital Adequacy Ratio stood at 18.86%.
⚖️ Strengths & Concerns

✅ Positives

  • Net Profit significantly increased by 108.66% to Rs. 4,855 Lakh for Q2 FY27 compared to Q2 FY26.
  • Gross NPA reduced to 1.76% and Net NPA to 0.45% as of September 30, 2026, from 3.10% and 1.12% YoY, respectively.

⚠️ Concerns

  • Provisions (other than tax) and Contingencies were Rs. 569 Lakh in Q2 FY27, impacting profit before tax.
  • Treasury segment results decreased to Rs. 824 Lakh for Q2 FY27 from Rs. 890 Lakh in Q1 FY27.
📅 Company Track Record
Dhanlaxmi Bank's Q1 FY27 Net Profit surged 104.52% to Rs. 2,491 Lakhs. For FY26, Interest earned grew 21.30% to Rs. 1,60,148 Lakhs. The bank has demonstrated a trend of increasing profitability and improving interest income over recent quarters.

Based on publicly available historical data. For context only.

❓ Frequently Asked Questions
What was Dhanlaxmi Bank's Net Profit for the quarter ended September 30, 2026?
Dhanlaxmi Bank reported a Net Profit of Rs. 4,855 Lakh for the quarter ended September 30, 2026.
How much did Dhanlaxmi Bank's Interest earned increase in Q2 FY27?
Dhanlaxmi Bank's Interest earned for the quarter ended September 30, 2026, was Rs. 47,115 Lakh, up from Rs. 38,361 Lakh in the same quarter last year.
What is Dhanlaxmi Bank's Capital Adequacy Ratio as of September 30, 2026?
As per Basel III, Dhanlaxmi Bank's Capital Adequacy Ratio was 18.86% on September 30, 2026.
What are Dhanlaxmi Bank's Gross and Net NPA ratios for Q2 FY27?
Dhanlaxmi Bank's Gross NPA ratio stood at 1.76% and Net NPA ratio at 0.45% of advances as of September 30, 2026.
Which business segment contributed the most to Dhanlaxmi Bank's revenue in Q2 FY27?
The Retail Banking segment contributed the most to Dhanlaxmi Bank's revenue, with Rs. 29,221 Lakh for the quarter ended September 30, 2026.

Questions based on this BSE filing only. For information purposes.

⚠️ For Information Only — Not Investment Advice
ForgeUp Filings provides AI-generated summaries of public BSE exchange announcements (equity segment) for informational purposes only. Nothing here constitutes investment advice or a recommendation to buy, sell, or hold any security. ForgeUp is not a SEBI-registered investment advisor. All financial numbers are sourced directly from BSE filings and shown as-is. Past data is historical only. Please consult a qualified financial advisor before making investment decisions. Data sourced from BSE India public disclosures.
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