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Company Filings, Explained Simply

AI-powered plain-English analysis of every important corporate announcement — financial results, order wins, dividends, mergers and more. Updated live.

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📋 Filing Types Available on ForgeUp Filings Sourced from BSE corporate announcements (equity segment). Companies covered are BSE-listed and most are also listed on NSE. We show only material filings.
Financial Results Orders Dividend Buyback Merger / Acquisition Board Meeting Outcome Fundraise (QIP / Rights / FPO) Regulatory / Court Order Credit Rating Change Promoter Pledge Update Management Change Joint Venture / MOU Delisting Bonus Shares Stock Split
Data sourced from BSE India corporate announcements. More categories will be added over time.
CSB Bank Ltd
CSB Bank Q2 FY27 Results: Net Profit Up 14% YoY to ₹183 Cr
RESULTS ▲ Positive Development LOW RISK
📅 Filed on BSE: 23 Oct 2026, 02:00 PM IST  ·  BSE ID: 4734c7e3-63bb-42f6-8112-f01284c3f9d6
View Original BSE Filing (PDF)
💡
In Simple Terms
CSB Bank's second-quarter profit rose by 14%, driven by growth in both loans and deposits.
🤖 AI Summary
  • CSB Bank reported a Profit After Tax of ₹183 Cr for Q2 FY27, marking a 14% year-on-year increase.
  • Gross Advances grew by 22% year-on-year to ₹42,383 Cr as of September 30, 2026.
  • Deposits increased by 18% year-on-year, reaching ₹46,889 Cr for the quarter ended September 30, 2026.
  • The bank's Total Business stood at ₹89,272 Cr, reflecting a 20% year-on-year growth.
  • Capital Adequacy Ratio was 19.55%, with Net NPA at 0.33% and Return on Assets (ROA) at 1.29% for Q2 FY27.
🔢 Key Numbers — exact figures from BSE filing, not rounded
Profit After Tax
₹183 Cr
14%
Gross Advances
₹42,383 Cr
22%
Deposits
₹46,889 Cr
18%
Total Business
₹89,272 Cr
20%
Total Income
₹1,612 Cr
11%
Net Interest Income
₹510 Cr
20%
Non Interest Income
₹274 Cr
22%
Capital Adequacy Ratio
19.55%
Net NPA
0.33%
ROA
1.29%
NIM
3.81%
🏢 How This Affects the Company
📈
Business Impact
The bank demonstrated continued growth in its core business segments, with Gross Advances and Deposits increasing by 22% and 18% respectively, indicating an expansion of its customer base and lending activities. The 20% year-on-year growth in Total Business to ₹89,272 Cr suggests an overall strengthening of its market presence.
💰
Financial Impact
Profit After Tax increased by 14% year-on-year to ₹183 Cr, supported by an 11% increase in Total Income to ₹1,612 Cr and a 20% rise in Net Interest Income to ₹510 Cr. The Net NPA improved to 0.33% from 0.52% in Q2 FY26, suggesting better asset quality, while the Capital Adequacy Ratio remained robust at 19.55%.
⚙️
Operational Impact
Not applicable — the filing primarily details financial performance and does not specify operational changes.
⚠️
Risk Impact
The improvement in Net NPA to 0.33% from 0.52% in the prior year comparable period indicates a reduction in credit risk for the bank. Maintaining a strong Capital Adequacy Ratio of 19.55% provides a buffer against potential financial shocks.
👥 What This Means For Shareholders
✅
Action Required
No action is required from shareholders based on this financial results presentation.
👤
Who Is Affected
All shareholders are affected by the company's financial performance, as reported by the 14% year-on-year increase in Profit After Tax to ₹183 Cr for Q2 FY27.
🔍
Management Signal
The presentation of positive financial and business performance indicates management's focus on growth in advances, deposits, and maintaining asset quality.

For information only. Not investment advice. ForgeUp is not SEBI-registered.

👁 Watch List — track these upcoming events
Q3 FY27 financial results — assess continuation of growth trends in advances and deposits.
RBI regulatory updates — monitor any changes impacting bank's capital or asset quality.
Analyst call transcripts — review management's outlook on future growth strategies.
LOW RISK The filing indicates improved asset quality and strong capital adequacy.
💡 Investor Takeaway
CSB Bank's Q2 FY27 Profit After Tax grew 14% year-on-year to ₹183 Cr, with Gross Advances up 22% to ₹42,383 Cr and Deposits up 18% to ₹46,889 Cr. Net NPA improved to 0.33% from 0.52% in the prior year.
⚖️ Strengths & Concerns

✅ Positives

  • Profit After Tax increased by 14% year-on-year to ₹183 Cr, indicating robust earnings growth for Q2 FY27.
  • Net NPA improved to 0.33% in Q2 FY27 compared to 0.52% in Q2 FY26, signaling enhanced asset quality.

⚠️ Concerns

  • Capital Adequacy Ratio slightly decreased to 19.55% in Q2 FY27 from 20.99% in Q2 FY26, though remaining strong.
  • Return on Assets (ROA) saw a minor decline to 1.29% in Q2 FY27 from 1.33% in Q2 FY26.
📅 Company Track Record
CSB Bank's Q2 FY27 results show a 14% YoY profit increase, building on Q1 FY27's 27% YoY PAT growth to ₹150 crore. Deposits have consistently grown, with Q1 FY27 reporting a 26% YoY increase and Q2 FY27 showing 18% YoY growth.

Based on publicly available historical data. For context only.

❓ Frequently Asked Questions
What was CSB Bank's Profit After Tax for Q2 FY27?
CSB Bank reported a Profit After Tax of ₹183 Cr for the quarter ended September 30, 2026, marking a 14% increase year-on-year.
How much did CSB Bank's Gross Advances grow in Q2 FY27?
Gross Advances for CSB Bank grew by 22% year-on-year to ₹42,383 Cr as of September 30, 2026.
What was CSB Bank's Net NPA in Q2 FY27?
CSB Bank's Net NPA stood at 0.33% in Q2 FY27, an improvement from 0.52% in the comparable Q2 FY26 period.
What was CSB Bank's Capital Adequacy Ratio for Q2 FY27?
The Capital Adequacy Ratio for CSB Bank was 19.55% for the quarter ended September 30, 2026.
What was the Total Business of CSB Bank in Q2 FY27?
CSB Bank's Total Business reached ₹89,272 Cr in Q2 FY27, reflecting a 20% year-on-year growth.

Questions based on this BSE filing only. For information purposes.

⚠️ For Information Only — Not Investment Advice
ForgeUp Filings provides AI-generated summaries of public BSE exchange announcements (equity segment) for informational purposes only. Nothing here constitutes investment advice or a recommendation to buy, sell, or hold any security. ForgeUp is not a SEBI-registered investment advisor. All financial numbers are sourced directly from BSE filings and shown as-is. Past data is historical only. Please consult a qualified financial advisor before making investment decisions. Data sourced from BSE India public disclosures.
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