Financial Results for quarter ended June 30 2026
RESULTS
▲ Positive Development
MEDIUM RISK
📅 Filed on BSE: 24 Jul 2026, 06:16 PM IST · BSE ID: afdc6901-d0b1-4374-b795-60455aca1bac
View Original BSE Filing (PDF)
💡
In Simple Terms
The company reported its quarterly profit and plans to raise up to Rs. 3,000 crore by issuing debentures.
🤖 AI Summary
- CreditAccess Grameen Board approved unaudited standalone financial results for Q1 FY27.
- Profit for the quarter ended June 30, 2026, was Rs. 493.39 crore (Standalone).
- Board approved public issue of Non-Convertible Debentures up to Rs. 2,000,00,00,000/- Crore.
- Board approved private placement of Non-Convertible Debentures up to Rs. 1,000,00,00,000/- Crore.
🔢 Key Numbers — exact figures from BSE filing, not rounded
Profit for the period (Standalone)
493.39 crore
720.69%
Total revenue from operations (Standalone)
1,783.49 crore
21.92%
Public Issue of NCDs
₹2,000,00,00,000/- Crore
Private Placement of NCDs
₹1,000,00,00,000/- Crore
Finance costs
550.05 crore
14.08%
Impairment on financial instruments
212.50 crore
-62.84%
🏢 How This Affects the Company
The approved NCD issues provide the company with significant capital, enabling potential expansion of its microfinance lending operations and portfolio growth.
The proposed raising of up to Rs. 3,000 crore through Non-Convertible Debentures will increase the company's debt funding base, providing liquidity for operations and growth initiatives.
Raising funds through debentures introduces additional financial leverage and interest payment obligations, which will need to be managed effectively.
👥 What This Means For Shareholders
✅
Action Required
No immediate action is required from shareholders based on this filing.
👤
Who Is Affected
Existing shareholders will see their company's financial results for Q1 FY27. The proposed NCD issues will provide additional capital for the company's operations and growth.
🔍
Management Signal
The decision to raise significant capital through debentures signals management's intent to fund business expansion and enhance the company's lending capacity.
For information only. Not investment advice. ForgeUp is not SEBI-registered.
👁 Watch List — track these upcoming events
Details of NCD public issue — monitor coupon rate and tenor.
Credit rating updates for the proposed NCDs.
Subsequent quarterly results — assess impact of new capital on lending growth.
MEDIUM RISK
Increased debt from NCDs introduces higher interest payment obligations and financial leverage.
💡 Investor Takeaway
CreditAccess Grameen reported standalone profit of Rs. 493.39 crore for Q1 FY27, up 720.69% from Rs. 60.19 crore in Q1 FY26. The Board approved raising up to ₹2,000,00,00,000/- Crore via public NCDs and up to ₹1,000,00,00,000/- Crore via private placement NCDs.
⚖️ Strengths & Concerns
✅ Positives
- Standalone Profit for the quarter ended June 30, 2026, increased to Rs. 493.39 crore from Rs. 60.19 crore in Q1 FY26.
- Total revenue from operations grew to Rs. 1,783.49 crore in Q1 FY27 from Rs. 1,462.89 crore in Q1 FY26.
⚠️ Concerns
- Finance costs increased to Rs. 550.05 crore in Q1 FY27 from Rs. 482.16 crore in Q1 FY26.
- Impairment on financial instruments remained significant at Rs. 212.50 crore for Q1 FY27, though lower than Rs. 571.85 crore in Q1 FY26.
📅 Company Track Record
CreditAccess Grameen reported FY26 Profit for the year at Rs. 777.64 crore in its filing on May 8, 2026. Prior to this, a board meeting was intimated on July 17, 2026, to approve the Q1 FY27 financial results.
Based on publicly available historical data. For context only.
❓ Frequently Asked Questions
What was CreditAccess Grameen's standalone net profit for Q1 FY27?
CreditAccess Grameen reported a standalone net profit of Rs. 493.39 crore for the quarter ended June 30, 2026.
What fund-raising proposals did CreditAccess Grameen's Board approve?
The Board approved raising funds up to ₹2,000,00,00,000/- Crore through a public issue of Non-Convertible Debentures and up to ₹1,000,00,00,000/- Crore through private placement of Non-Convertible Debentures.
What was the total revenue from operations for CreditAccess Grameen in Q1 FY27?
The total revenue from operations for CreditAccess Grameen in Q1 FY27 was Rs. 1,783.49 crore.
How did CreditAccess Grameen's finance costs change in Q1 FY27?
Finance costs for CreditAccess Grameen increased to Rs. 550.05 crore in Q1 FY27 from Rs. 482.16 crore in Q1 FY26.
Questions based on this BSE filing only. For information purposes.