Central Bank of India Q2 FY27 Results: Net Profit up 21.10% to ₹ 1469 Cr
RESULTS
▲ Positive Development
LOW RISK
📅 Filed on BSE: 17 Oct 2026, 01:37 PM IST · BSE ID: c305afe9-1d39-414a-bd5d-75965bfcba59
View Original BSE Filing (PDF)
💡
In Simple Terms
Central Bank of India announced its second-quarter financial results, reporting higher profits and growth in key business areas.
🤖 AI Summary
- Central Bank of India's Q2 FY27 net profit increased 21.10% year-on-year to ₹ 1469 Cr.
- Global Business for Q2 FY27 grew 20.54% year-on-year, reaching ₹ 889541 Cr.
- Total Deposits stood at ₹ 508509 Cr in Q2 FY27, marking a 14.41% year-on-year rise.
- Global Advances increased by 29.83% year-on-year to ₹ 381032 Cr for the second quarter.
- Operating Profit for Q2 FY27 was ₹ 2268 Cr, showing a 26.99% year-on-year growth.
🔢 Key Numbers — exact figures from BSE filing, not rounded
Global Business
₹ 889541 Cr
20.54%
Total Deposits
₹ 508509 Cr
14.41%
Global Advances
₹ 381032 Cr
29.83%
Operating Profit
₹ 2268 Cr
26.99%
Net Profit
₹ 1469 Cr
21.10%
Gross NPA %
2.39%
-62 bps
Book Value of Share
41.15
9.15%
🏢 How This Affects the Company
The bank reported substantial year-on-year growth in Global Business (20.54%), Total Deposits (14.41%), and Global Advances (29.83%), indicating expansion across its core banking operations.
Net Profit increased by 21.10% to ₹ 1469 Cr for Q2 FY27, with Operating Profit also rising by 26.99% to ₹ 2268 Cr, contributing to improved profitability metrics like ROA and ROE.
The Cost to Income (%) improved by 347 bps year-on-year to 58.95% in Q2 FY27, suggesting enhanced operational efficiency in managing costs relative to income.
Gross NPA % decreased by 62 bps to 2.39% and Net NPA % decreased by 17 bps to 0.31% year-on-year, indicating an improvement in asset quality and reduced credit risk.
👥 What This Means For Shareholders
✅
Action Required
No immediate action is required from shareholders based on this financial results presentation.
👤
Who Is Affected
All existing shareholders are affected by the company's financial performance, specifically the 21.10% year-on-year increase in Net Profit to ₹ 1469 Cr.
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Management Signal
The financial results indicate management's focus on growing core banking operations, improving asset quality, and enhancing profitability.
For information only. Not investment advice. ForgeUp is not SEBI-registered.
👁 Watch List — track these upcoming events
Q3 FY27 financial results — check for continued profit and business growth.
RBI monetary policy updates — assess impact on interest rates and credit growth.
Asset quality trends — monitor Gross and Net NPA percentages in future quarters.
LOW RISK
The filing indicates improving asset quality and sustained growth in key financial metrics.
💡 Investor Takeaway
Central Bank of India's net profit for Q2 FY27 rose 21.10% year-on-year to ₹ 1469 Cr. Global Business reached ₹ 889541 Cr, up 20.54%, while Gross NPA % improved by 62 bps to 2.39% compared to Q2 FY26.
⚖️ Strengths & Concerns
✅ Positives
- Net Profit for Q2 FY27 increased 21.10% year-on-year to ₹ 1469 Cr, demonstrating sustained profitability growth.
- Gross NPA % improved by 62 bps to 2.39% and Net NPA % improved by 17 bps to 0.31% year-on-year.
⚠️ Concerns
- Yield on Advances (%) decreased by 49 bps year-on-year to 7.87% in Q2 FY27.
- Liquidity Coverage Ratio (%) (average) decreased by 8679 bps year-on-year to 155.17%.
📅 Company Track Record
Central Bank of India's Q1 FY27 net profit rose 13.26% to ₹ 1324 crore, as per filings from July 17, 2026. This Q2 FY27 filing shows a continued growth trend in net profit on a year-on-year basis.
Based on publicly available historical data. For context only.
❓ Frequently Asked Questions
What was Central Bank of India's Net Profit for Q2 FY27?
Central Bank of India reported a Net Profit of ₹ 1469 Cr for the second quarter ended 30th September, 2026, marking a 21.10% increase year-on-year.
How did Central Bank of India's Global Business perform in Q2 FY27?
The bank's Global Business grew by 20.54% year-on-year, reaching ₹ 889541 Cr for the second quarter of FY27.
What was the Gross NPA % for Central Bank of India in Q2 FY27?
Central Bank of India's Gross NPA % was 2.39% for Q2 FY27, which is an improvement of 62 bps compared to the same period last year.
What was Central Bank of India's Operating Profit in Q2 FY27?
The Operating Profit for Central Bank of India in Q2 FY27 was ₹ 2268 Cr, reflecting a 26.99% year-on-year increase.
What was Central Bank of India's Return on Assets (ROA) in Q2 FY27?
Central Bank of India's ROA (%) for Q2 FY27 was 1.03%, an increase of 2 bps year-on-year.
Questions based on this BSE filing only. For information purposes.