Presentation on Financial Results of the Bank for the First quarter and Three months ended 30th June 2026
RESULTS
▲ Positive Development
MEDIUM RISK
📅 Filed on BSE: 17 Jul 2026, 01:29 PM IST · BSE ID: ccd6e6f1-fbee-4d25-8765-237445bd3ba6
View Original BSE Filing (PDF)
💡
In Simple Terms
Central Bank of India reported higher profits and business growth in the first quarter of financial year 2027.
🤖 AI Summary
- Central Bank of India reported Net Profit of ₹ 1324 Cr for Q1 FY27, a 13.26% increase year-on-year.
- Global Business expanded by 18.29% to ₹ 833320 Cr as of June 30, 2026.
- Global Advances increased by 28.58% to ₹ 354348 Cr compared to the previous year's quarter.
- Total Deposits reached ₹ 478972 Cr, reflecting an 11.68% year-on-year growth.
- Return on Equity (ROE) improved by 75 bps year-on-year to 14.92% for the quarter.
🔢 Key Numbers — exact figures from BSE filing, not rounded
Net Profit
₹ 1324 Cr
13.26%
Global Business
₹ 833320 Cr
18.29%
Global Advances
₹ 354348 Cr
28.58%
Total Deposits
₹ 478972 Cr
11.68%
Liquidity Coverage Ratio (%) (average)
156.49%
(7859 bps)
🏢 How This Affects the Company
The bank's global business increased by 18.29% and global advances grew by 28.58%, indicating expansion in its lending activities and overall market presence.
Net Profit rose by 13.26% to ₹ 1324 Cr, and Return on Equity improved by 75 bps to 14.92%, demonstrating enhanced profitability. However, Liquidity Coverage Ratio decreased significantly by 7859 bps.
The Liquidity Coverage Ratio decreased from 235.08% in June 2025 to 156.49% in June 2026, indicating a reduction in liquidity buffers. Net Stable Funding Ratio also declined by 1865 bps.
👥 What This Means For Shareholders
✅
Action Required
No action required based on this specific filing.
👤
Who Is Affected
Shareholders are affected by the company's financial performance, with Net Profit rising to ₹ 1324 Cr and Earnings Per Share increasing by 13.18% to 1.46**.
🔍
Management Signal
The presentation highlights management's focus on sustained profitability and business growth while maintaining asset quality with reduced credit costs.
For information only. Not investment advice. ForgeUp is not SEBI-registered.
👁 Watch List — track these upcoming events
Q2 FY27 financial results — check for sustained business growth and profitability.
Upcoming regulatory filings — monitor liquidity ratios like LCR and NSFR.
Updates on credit cost and asset quality — observe slippage ratio trends.
MEDIUM RISK
The significant decrease in Liquidity Coverage Ratio and Net Stable Funding Ratio could indicate liquidity management concerns.
💡 Investor Takeaway
Central Bank of India reported a 13.26% year-on-year increase in Net Profit to ₹ 1324 Cr for Q1 FY27. Global Business grew 18.29% to ₹ 833320 Cr, and Global Advances rose 28.58% to ₹ 354348 Cr, indicating business expansion. However, Liquidity Coverage Ratio decreased by 7859 bps.
⚖️ Strengths & Concerns
✅ Positives
- Net Profit increased by 13.26% year-on-year to ₹ 1324 Cr for the quarter ended June 30, 2026.
- Global Advances grew by 28.58% year-on-year to ₹ 354348 Cr, driving overall business expansion.
⚠️ Concerns
- Liquidity Coverage Ratio (average) decreased by 7859 bps year-on-year, from 235.08% to 156.49% for Q1 FY27.
- Net Stable Funding Ratio declined by 1865 bps year-on-year, from 146.90% to 128.25%.
📅 Company Track Record
Central Bank of India's Q1 FY27 net profit of ₹ 1324 crore follows previous filings indicating Q1 FY27 net profit rose 13.26% and provisional total business was up 18.35% YoY to ₹833790 crore. The Board approved Q1 FY27 results, noting a decrease in DTA to Rs. 1,62,436 lakhs.
Based on publicly available historical data. For context only.
❓ Frequently Asked Questions
What was Central Bank of India's Net Profit for Q1 FY27?
Central Bank of India reported a Net Profit of ₹ 1324 Cr for the first quarter ended June 30, 2026, which is a 13.26% increase year-on-year.
What was the growth in Global Business for Central Bank of India in Q1 FY27?
Global Business for Central Bank of India grew by 18.29% to ₹ 833320 Cr for the quarter ended June 30, 2026.
How did Central Bank of India's Global Advances perform in Q1 FY27?
Central Bank of India's Global Advances increased by 28.58% year-on-year to ₹ 354348 Cr as of June 30, 2026.
What was the Return on Equity (ROE) for Central Bank of India in Q1 FY27?
The Return on Equity (ROE) for Central Bank of India was 14.92% for Q1 FY27, showing a 75 bps improvement year-on-year.
What was Central Bank of India's Liquidity Coverage Ratio in Q1 FY27?
Central Bank of India's average Liquidity Coverage Ratio was 156.49% for Q1 FY27, a decrease of 7859 bps from 235.08% in Q1 FY26.
Questions based on this BSE filing only. For information purposes.