Key provisional Business figures of Bank for Q1FY 2026-27
RESULTS
▲ Positive Development
LOW RISK
📅 Filed on BSE: 02 Jul 2026, 08:46 PM IST · BSE ID: 9f4b56b0-b1ca-495e-97f1-6c1d25b7769e
View Original BSE Filing (PDF)
💡
In Simple Terms
Central Bank of India's total business, deposits, and loans grew significantly in the first quarter of financial year 2027.
🤖 AI Summary
- Central Bank of India reported provisional Q1 FY2026-27 total business of ₹833840 Crore, an 18.36% YoY increase.
- Total Deposits reached ₹478895 Crore as of June 30, 2026, marking an 11.66% year-on-year growth.
- Gross Advances (Global) for Q1 FY27 stood at ₹354895 Crore, reflecting a 28.77% YoY increase.
- CASA Deposits were ₹222865 Crore, with CASA % at 46.61% as of June 30, 2026, a 27 bps YoY decrease.
- IBU Advance (Overseas) commenced with ₹473 Crore in Q1 FY27, not present in prior periods.
🔢 Key Numbers — exact figures from BSE filing, not rounded
Total Business (Global)
833840 Crore
18.36
Total Deposits
478895 Crore
11.66
CASA Deposits
222865 Crore
11.14
Gross Advances (Global)
354895 Crore
28.77
IBU Advance (Overseas)
473 Crore
🏢 How This Affects the Company
The substantial increase in Gross Advances (Global) by 28.77% YoY to ₹354895 Crore indicates expansion in the bank's lending activities. The growth in Total Business (Global) by 18.36% YoY suggests an overall increase in the bank's market presence.
The rise in Total Deposits by 11.66% YoY to ₹478895 Crore provides a stable funding base for the bank's operations. The growth in advances contributes to potential interest income generation.
The commencement of IBU Advance (Overseas) at ₹473 Crore signifies the bank's entry into international banking unit operations. This diversifies the bank's operational scope.
The decline in CASA % by 27 bps YoY to 46.61% could indicate a shift in deposit mix towards higher-cost deposits, potentially affecting net interest margin. The substantial growth in advances requires diligent asset quality management.
👥 What This Means For Shareholders
✅
Action Required
No action required from shareholders based on this provisional business figures disclosure.
👤
Who Is Affected
All shareholders are indirectly affected by the bank's operational and financial performance indicators, as disclosed in these provisional Q1 FY27 business figures.
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Management Signal
The disclosure of provisional figures indicates management's commitment to transparency regarding the bank's current business trajectory ahead of audited results.
For information only. Not investment advice. ForgeUp is not SEBI-registered.
👁 Watch List — track these upcoming events
Q1 FY27 full audited financial results – expect around July-August 2026.
Further updates on asset quality and net interest margin from audited results.
Disclosure of segmental advances growth details in the official quarterly results.
LOW RISK
Provisional figures show strong growth across key business parameters with no immediate risks indicated.
💡 Investor Takeaway
Central Bank of India's Q1 FY27 provisional figures show Total Business (Global) at ₹833840 Crore, up 18.36% YoY, and Gross Advances (Global) at ₹354895 Crore, a 28.77% YoY increase. Total Deposits grew 11.66% YoY to ₹478895 Crore.
⚖️ Strengths & Concerns
✅ Positives
- Total Business (Global) showed robust growth, increasing by 18.36% YoY to ₹833840 Crore as of June 30, 2026.
- Gross Advances (Global) demonstrated strong expansion, rising by 28.77% YoY to ₹354895 Crore in Q1 FY27.
⚠️ Concerns
- CASA % decreased by 27 bps YoY, from 46.88% on June 30, 2025, to 46.61% on June 30, 2026.
- CASA Deposits saw a slower QoQ growth of 0.94% to ₹222865 Crore compared to other business segments.
📅 Company Track Record
Central Bank of India's FY26 net profit reached ₹4,369 Crore (15.43% YoY), with total business exceeding ₹8,00,000 Crore. Q4 FY26 total business was ₹812814 Crore (15.65% YoY), and advances grew 18.90% YoY. These Q1 FY27 provisional figures continue the trend of double-digit growth.
Based on publicly available historical data. For context only.
❓ Frequently Asked Questions
What were Central Bank of India's provisional Total Business (Global) figures for Q1 FY2026-27?
Central Bank of India's provisional Total Business (Global) for Q1 FY2026-27 was ₹833840 Crore, reflecting an 18.36% year-on-year growth.
How much did Central Bank of India's Total Deposits grow in Q1 FY2026-27?
Total Deposits for Central Bank of India increased by 11.66% year-on-year, reaching ₹478895 Crore as of June 30, 2026.
What was the year-on-year growth in Central Bank of India's Gross Advances (Global) for Q1 FY2026-27?
Central Bank of India reported a 28.77% year-on-year growth in Gross Advances (Global), amounting to ₹354895 Crore in Q1 FY2026-27.
What was Central Bank of India's CASA % as of June 30, 2026?
Central Bank of India's CASA % was 46.61% as of June 30, 2026, which is a 27 bps decrease year-on-year.
Did Central Bank of India report any IBU Advance (Overseas) in Q1 FY2026-27?
Yes, Central Bank of India reported IBU Advance (Overseas) of ₹473 Crore as of June 30, 2026.
Questions based on this BSE filing only. For information purposes.