Intimation - Press Release - Financial Results - Q1 FY27
RESULTS
▲ Positive Development
LOW RISK
📅 Filed on BSE: 27 Jul 2026, 09:41 PM IST · BSE ID: 8fca125c-f6b0-4179-a74c-7c42ef6017c1
View Original BSE Filing (PDF)
💡
In Simple Terms
Capri Global Capital reported significant growth in its loan book and profits for the quarter, with Assets under Management crossing Rs 40,000 Crores.
🤖 AI Summary
- Consolidated AuM increased 62.0% YoY to Rs 40,112 Crores for the quarter ended June 30, 2026.
- Profit After Tax (PAT) rose 102.0% YoY to Rs 353 Crores in Q1 FY27.
- Net Interest Income (NII) grew 78.5% YoY to Rs 736 Crores for the quarter.
- Return on Average Equity (RoAE) reached 19.1% and Return on Average Assets (RoAA) reached 4.1%.
- Gross Stage 3 Ratio stood at 1.1%, reflecting asset quality.
🔢 Key Numbers — exact figures from BSE filing, not rounded
Total AuM
40,112 Rs Crores
62.0%
Profit After Tax
353 Rs Crores
102.0%
Net Interest Income
736 Rs Crores
78.5%
🏢 How This Affects the Company
The company's core lending business experienced substantial growth, with AuM increasing by 62.0% YoY, driven by strong performance in Gold Loans (+110.6% YoY) and Housing Loans (+42.3% YoY). The diversified income stream, including non-interest income from insurance and car loan distribution, reinforces its revenue profile.
Consolidated Profit After Tax (PAT) more than doubled, increasing by 102.0% YoY to Rs 353 Crores, driven by a 78.5% YoY rise in Net Interest Income and improved operating efficiency. Return metrics like RoAE at 19.1% and RoAA at 4.1% show enhanced profitability and asset utilization.
Operating efficiency improved, with the cost-to-income ratio declining to 44.2% from 46.5% YoY, supported by productivity gains from its stable branch network of 1,433 locations. The company also maintained robust capital adequacy with a standalone CRAR of 24.7%.
Asset quality remained controlled with a Gross Stage 3 Ratio of 1.1% and a provision coverage ratio on Stage 3 loans at 43.2%, indicating a disciplined approach to risk management despite significant loan book growth.
👥 What This Means For Shareholders
✅
Action Required
No immediate action is required by shareholders based on this financial results press release.
👤
Who Is Affected
All existing shareholders are affected by the company's financial performance, as reported profits increased significantly, impacting key financial ratios like RoAE (19.1%) and EPS (Rs 3.67).
🔍
Management Signal
Management's comments highlight confidence in sustained growth and profitability, with a revised guidance for AuM of Rs 65,000 Crores by FY28 and consistent RoAE of 19%-21%.
For information only. Not investment advice. ForgeUp is not SEBI-registered.
👁 Watch List — track these upcoming events
Q2 FY27 financial results — check for sustained AuM growth and profitability.
Updates on asset quality — monitor Gross Stage 3 and Net Stage 3 ratios.
Any further revisions to management's FY28 AuM guidance of Rs 65,000 Crores.
LOW RISK
Strong financial performance and controlled asset quality reported in the quarter.
💡 Investor Takeaway
Capri Global Capital Ltd reported consolidated AuM of Rs 40,112 Crores, up 62.0% YoY, and Profit After Tax of Rs 353 Crores, increasing 102.0% YoY for Q1 FY27. Net Interest Income grew 78.5% YoY to Rs 736 Crores, demonstrating strong financial performance.
⚖️ Strengths & Concerns
✅ Positives
- Consolidated AuM grew 62.0% YoY to Rs 40,112 Crores, indicating strong business expansion across lending segments.
- Profit After Tax (PAT) increased 102.0% YoY to Rs 353 Crores, demonstrating significant improvement in profitability.
⚠️ Concerns
- CRAR (Standalone) decreased to 24.7% from 34.5% YoY, representing a 982 bps decline, although it remains robust.
- Gross Stage 3 Ratio increased by 14 bps QoQ to 1.1%, indicating a slight rise in non-performing assets from the previous quarter.
📅 Company Track Record
In Q4 and FY26, Capri Global's consolidated PAT doubled 98% YoY to Rs 949 Crore, with AuM jumping 60% to Rs 36,623 Crore. The company had also approved a 20 paise dividend and doubled its borrowing limit to Rs 35,000 Crore in April 2026. The Q1 FY27 results show continued growth momentum.
Based on publicly available historical data. For context only.
❓ Frequently Asked Questions
What was Capri Global Capital's consolidated Profit After Tax in Q1 FY27?
Capri Global Capital reported a consolidated Profit After Tax of Rs 353 Crores in Q1 FY27, representing a 102.0% increase year-on-year.
What was the Assets under Management (AuM) for Capri Global Capital in Q1 FY27?
The consolidated Assets under Management (AuM) for Capri Global Capital reached Rs 40,112 Crores in Q1 FY27, an increase of 62.0% year-on-year.
How did Capri Global Capital's Net Interest Income perform in Q1 FY27?
Capri Global Capital's Net Interest Income grew by 78.5% year-on-year to Rs 736 Crores in Q1 FY27.
What was the Return on Average Equity (RoAE) for Capri Global Capital in Q1 FY27?
Capri Global Capital achieved a Return on Average Equity (RoAE) of 19.1% for the quarter ended June 30, 2026.
Questions based on this BSE filing only. For information purposes.