Canara Bank Q2 FY27 Net Profit Rises to Rs. 5,174.76 Crore
RESULTS
▲ Positive Development
LOW RISK
📅 Filed on BSE: 14 Oct 2026, 12:11 PM IST · BSE ID: 9db9af96-fd0c-47ac-8018-4425ee9203fe
View Original BSE Filing (PDF)
💡
In Simple Terms
Canara Bank announced its latest financial results, showing an 8.39% rise in profit and improved asset quality.
🤖 AI Summary
- Canara Bank's Board approved standalone and consolidated financial results for Q2 and H1 ended 30.09.2026.
- Net Profit for Q2 FY27 stood at Rs. 5,174.76 Crore, marking an 8.39% increase compared to Q2 FY26.
- Gross Non-Performing Assets (NPA) percentage decreased to 1.33% from 2.35% YoY.
- Net Non-Performing Assets (NPA) percentage decreased to 0.30% from 0.54% YoY.
- The bank's Capital Adequacy Ratio (Basel III) was 17.19% for the quarter ended 30.09.2026.
🔢 Key Numbers — exact figures from BSE filing, not rounded
Net Profit for the Quarter ended 30.09.2026
Rs. 5,174.76 Crore
8.39%
Gross Non Performing Assets Percentage for the Quarter ended 30.09.2026
1.33%
Net Non Performing Assets Percentage for the Quarter ended 30.09.2026
0.30%
Capital Adequacy Ratio -Basel III for the Quarter ended 30.09.2026
17.19%
Interest Earned for the Quarter ended 30.09.2026
Rs. 35,159.39 Crore
11.46%
🏢 How This Affects the Company
Retail Banking Operations segment revenue increased to Rs. 20,618.33 Crore in Q2 FY27 from Rs. 17,307.88 Crore in Q2 FY26, indicating growth in core banking activities. Wholesale Banking Operations also showed a rise in segment revenue to Rs. 12,993.47 Crore from Rs. 12,697.42 Crore.
Net Profit for Q2 FY27 increased to Rs. 5,174.76 Crore. Gross NPA percentage improved to 1.33% and Net NPA percentage to 0.30%, reducing potential credit losses. Provisions (Other than Tax) and Contingencies decreased to Rs. 1,781.97 Crore from Rs. 2,354.17 Crore YoY.
Operating Expenses slightly increased to Rs. 8,018.42 Crore from Rs. 7,606.90 Crore YoY. Digital Banking segment revenue grew from Rs. 1.48 Crore to Rs. 2.49 Crore, reflecting continued digital operational integration.
The reduction in Gross and Net NPA percentages to 1.33% and 0.30% respectively lowers credit risk. A Capital Adequacy Ratio of 17.19% demonstrates a strong capital buffer against financial risks.
👥 What This Means For Shareholders
✅
Action Required
No immediate action is required from shareholders based on this financial results filing.
👤
Who Is Affected
All shareholders are affected by the improved financial performance, specifically the 8.39% increase in Net Profit for Q2 FY27 to Rs. 5,174.76 Crore.
🔍
Management Signal
The approval of reviewed financial results and improved asset quality metrics signal management's focus on profitability and balance sheet strength.
For information only. Not investment advice. ForgeUp is not SEBI-registered.
👁 Watch List — track these upcoming events
Q3 FY27 financial results — monitor Net Profit and asset quality trends.
Review of other income sources — track future contributions to total income.
Update on Treasury Operations performance — assess revenue stability in the segment.
LOW RISK
Improved asset quality and robust capital adequacy ratio mitigate immediate financial risks for the bank.
💡 Investor Takeaway
Canara Bank's Net Profit for Q2 FY27 increased by 8.39% to Rs. 5,174.76 Crore compared to Rs. 4,773.96 Crore in Q2 FY26. Gross NPA percentage improved to 1.33% and Net NPA to 0.30%, confirming enhanced asset quality.
⚖️ Strengths & Concerns
✅ Positives
- Net Profit increased to Rs. 5,174.76 Crore in Q2 FY27 from Rs. 4,773.96 Crore in Q2 FY26, a YoY growth of 8.39%.
- Gross Non-Performing Assets percentage improved to 1.33% in Q2 FY27 from 2.35% in Q2 FY26.
⚠️ Concerns
- Other Income decreased to Rs. 5,771.80 Crore in Q2 FY27 from Rs. 7,053.84 Crore in Q2 FY26.
- Treasury Operations segment revenue declined to Rs. 7,319.39 Crore in Q2 FY27 from Rs. 8,592.43 Crore in Q2 FY26.
📅 Company Track Record
Canara Bank's Net Profit for Q2 FY27 rose by 8.39% to Rs. 5,174.76 Crore, following Q1 FY27's Net Profit of Rs. 4,856 Crore. Global Business in Q1 FY27 was up 14.37% to ₹ 29,05,066 Crore. This quarter continues a trend of profit growth and asset quality improvement.
Based on publicly available historical data. For context only.
❓ Frequently Asked Questions
What was Canara Bank's Net Profit in Q2 FY27?
Canara Bank reported a Net Profit of Rs. 5,174.76 Crore for the quarter ended 30.09.2026, marking an 8.39% increase from Rs. 4,773.96 Crore in Q2 FY26.
How did Canara Bank's asset quality change in Q2 FY27?
The Gross Non-Performing Assets percentage improved to 1.33% in Q2 FY27 from 2.35% in Q2 FY26. Net Non-Performing Assets percentage also decreased to 0.30% from 0.54% YoY.
What is Canara Bank's Capital Adequacy Ratio for Q2 FY27?
Canara Bank's Capital Adequacy Ratio (Basel III) stood at 17.19% for the quarter ended 30.09.2026, with a Common Equity Tier I Ratio of 12.80%.
What was the Total Income for Canara Bank in Q2 FY27?
Canara Bank reported a Total Income of Rs. 40,931.19 Crore for the quarter ended 30.09.2026, up from Rs. 38,597.73 Crore in Q2 FY26.
What was Canara Bank's Interest Earned in Q2 FY27?
Canara Bank's Interest Earned for the quarter ended 30.09.2026 was Rs. 35,159.39 Crore, increasing from Rs. 31,543.89 Crore in the corresponding prior period.
Questions based on this BSE filing only. For information purposes.