Financial result for June 2026
RESULTS
▲ Positive Development
LOW RISK
📅 Filed on BSE: 24 Jul 2026, 05:10 PM IST · BSE ID: f8a9b131-6953-44f9-b4f6-812c5a84d321
View Original BSE Filing (PDF)
💡
In Simple Terms
Bank of India reported higher profits for the first quarter of fiscal year 2027, with reduced bad loans.
🤖 AI Summary
- Bank of India's Board approved Unaudited (Reviewed) Standalone and Consolidated Financial Results for the 1st Quarter ended June 30, 2026.
- Standalone Net Profit after tax increased to 3,06,790 Lakh for Q1 FY27 from 2,25,212 Lakh in Q1 FY26.
- Consolidated Net Profit after tax for Q1 FY27 was 3,30,258 Lakh, up from 1,82,956 Lakh in Q1 FY26.
- Standalone Total Income for the quarter ended June 30, 2026, was 22,52,847 Lakh.
- Standalone Gross Non-Performing Assets (NPAs) percentage stood at 1.81% for Q1 FY27, down from 2.92% in Q1 FY26.
🔢 Key Numbers — exact figures from BSE filing, not rounded
Standalone Net Profit after tax (Q1 FY27)
3,06,790 Lakh
36.22%
Standalone Total Income (Q1 FY27)
22,52,847 Lakh
9.80%
Standalone Gross NPA Percentage (Q1 FY27)
1.81%
Standalone Net NPA Percentage (Q1 FY27)
0.51%
Consolidated Net Profit after tax (Q1 FY27)
3,30,258 Lakh
80.51%
🏢 How This Affects the Company
Standalone Total Income increased to 22,52,847 Lakh, driven by higher Interest earned at 19,94,932 Lakh, indicating growth in core banking operations.
Standalone Net Profit after tax rose 36.22% year-on-year to 3,06,790 Lakh. Gross NPA percentage decreased to 1.81%, and Net NPA percentage improved to 0.51%, strengthening asset quality.
The bank continues to operationalize Digital Banking Units, reporting segment information under Retail Banking, indicating ongoing digital transformation efforts.
The reduction in Gross and Net NPA ratios (1.81% and 0.51% respectively) suggests a decrease in credit risk exposure compared to the prior year (2.92% and 0.75%).
👥 What This Means For Shareholders
✅
Action Required
No action is required from shareholders based on this financial results filing.
👤
Who Is Affected
Shareholders are affected by the improved financial performance, as standalone Basic EPS increased to 6.74 from 4.95 in the prior comparable quarter.
🔍
Management Signal
The financial results indicate management's focus on profitability and asset quality improvement, with a reduction in NPA ratios.
For information only. Not investment advice. ForgeUp is not SEBI-registered.
👁 Watch List — track these upcoming events
Q2 FY27 financial results — check sustainability of profit and asset quality trends.
Credit growth figures — observe if loan book expansion continues.
RBI's monetary policy announcements — assess impact on interest income/expenditure.
LOW RISK
The filing indicates a positive trend in financial performance and improved asset quality metrics.
💡 Investor Takeaway
Bank of India's Q1 FY27 standalone net profit after tax increased 36.22% to 3,06,790 Lakh, up from 2,25,212 Lakh in Q1 FY26. Consolidated net profit reached 3,30,258 Lakh. Gross Non-Performing Assets ratio improved to 1.81% from 2.92% YoY.
⚖️ Strengths & Concerns
✅ Positives
- Standalone Net Profit after tax for Q1 FY27 grew 36.22% to 3,06,790 Lakh from 2,25,212 Lakh in Q1 FY26.
- Standalone Gross Non-Performing Assets (NPAs) percentage significantly decreased to 1.81% in Q1 FY27 from 2.92% in Q1 FY26.
⚠️ Concerns
- Standalone Income on Investments decreased to 4,53,216 Lakh in Q1 FY27 from 4,62,361 Lakh in Q1 FY26.
- Standalone Treasury Operations segment profit before tax decreased to 1,60,702 Lakh in Q1 FY27 from 1,92,853 Lakh in Q1 FY26.
📅 Company Track Record
Bank of India's Q1 FY27 provisional global business grew 16.58% YoY to 17,55,915 ₹ Crore, as per July 2, 2026, filing. FY26 standalone net profit grew 14.19% to Rs. 1,052,715 Lakh. The bank recommended a dividend of Rs. 4.65 for FY26.
Based on publicly available historical data. For context only.
❓ Frequently Asked Questions
What was Bank of India's standalone net profit for Q1 FY27?
Bank of India reported a standalone net profit after tax of 3,06,790 Lakh for the first quarter ended June 30, 2026, which is a 36.22% increase from 2,25,212 Lakh in Q1 FY26.
What was Bank of India's consolidated net profit for Q1 FY27?
Bank of India's consolidated net profit after tax was 3,30,258 Lakh for the first quarter ended June 30, 2026, increasing from 1,82,956 Lakh in Q1 FY26.
What are Bank of India's standalone Gross and Net NPA percentages for Q1 FY27?
For Q1 FY27, Bank of India's standalone Gross Non-Performing Assets percentage was 1.81%, and the Net Non-Performing Assets percentage was 0.51%.
What was Bank of India's standalone Total Income in Q1 FY27?
Bank of India's standalone Total Income for the quarter ended June 30, 2026, was 22,52,847 Lakh.
Questions based on this BSE filing only. For information purposes.