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📋 Filing Types Available on ForgeUp Filings Sourced from BSE corporate announcements (equity segment). Companies covered are BSE-listed and most are also listed on NSE. We show only material filings.
Financial Results Orders Dividend Buyback Merger / Acquisition Board Meeting Outcome Fundraise (QIP / Rights / FPO) Regulatory / Court Order Credit Rating Change Promoter Pledge Update Management Change Joint Venture / MOU Delisting Bonus Shares Stock Split
Data sourced from BSE India corporate announcements. More categories will be added over time.
Bajaj Finance Ltd

Bajaj Finance: H1 FY27 Consolidated PAT up 28% to ₹ 12,447 crore

RESULTS ▲ Positive Development LOW RISK
📅 Filed on BSE: 07 Nov 2026, 04:12 PM IST  ·  BSE ID: 62fe4e58-cfce-4996-aa60-1e2f715e50e5
View Original BSE Filing (PDF)
💡
In Simple Terms
Bajaj Finance's profit grew by 28% to ₹ 12,447 crore for the first half of the financial year.
🤖 AI Summary
  • Bajaj Finance's consolidated Profit After Tax (PAT) grew 28% to ₹ 12,447 crore for H1 FY27.
  • Consolidated Assets under Management (AUM) increased 26% to ₹ 584,624 crore as of 30 September 2026.
  • New loans booked rose 15% to 29.58 MM during H1 FY27, compared to 25.66 MM in H1 FY26.
  • Gross NPA reduced to 1.06% as of 30 September 2026, from 1.24% as of 30 September 2025.
  • Net Interest Income (NII) for H1 FY27 increased 23% to ₹ 25,905 crore from ₹ 21,013 crore in H1 FY26.
🔢 Key Numbers - exact figures from BSE filing, not rounded
Consolidated Profit After Tax (PAT) H1 FY27
₹ 12,447 crore
28%
Consolidated Assets under Management (AUM) as of 30 September 2026
₹ 584,624 crore
26%
New loans booked H1 FY27
29.58 MM
15%
Consolidated Net Interest Income (NII) H1 FY27
₹ 25,905 crore
23%
Consolidated Gross NPA as of 30 September 2026
1.06%
🏢 How This Affects the Company
📈
Business Impact
The company's Assets under Management (AUM) growth of 26% to ₹ 584,624 crore, along with a 15% increase in new loan bookings, indicates expansion in its lending operations and customer base.
💰
Financial Impact
Consolidated Profit After Tax (PAT) increased 28% to ₹ 12,447 crore for H1 FY27. Net Interest Income (NII) grew 23% to ₹ 25,905 crore, supporting earnings growth, while Gross NPA improved to 1.06%.
⚙️
Operational Impact
Geographic presence expanded to 4,091 locations and distribution points increased to over 254K. The Bajaj Finserv App net installs reached 94.0 MM, reflecting ongoing digital and physical expansion.
⚠️
Risk Impact
Gross NPA decreased to 1.06% and Net NPA to 0.42% as of 30 September 2026, indicating improved asset quality. Capital adequacy ratio stood at 20.33%, maintaining a strong buffer.
👥 What This Means For Shareholders
✅
Action Required
No immediate action is required by shareholders based on this half-yearly financial report.
👤
Who Is Affected
All shareholders are affected by the company's financial performance, which showed a 28% increase in profit after tax to ₹ 12,447 crore attributable to owners for H1 FY27. The diluted EPS for H1 FY27 was ₹ 19.64.
🔍
Management Signal
Management's decision to raise ₹ 11,700 crore through QIP and ₹ 5,800 crore through preferential issue to the promoter signals intent to capitalize on growth opportunities and build resilience.

For information only. Not investment advice. ForgeUp is not SEBI-registered.

👁 Watch List - track these upcoming events
Q3 FY27 financial results — monitor AUM growth and asset quality trends.
Details on Qualified Institutions Placement (QIP) and preferential issue progress.
Update on customer franchise and digital platform user growth in next quarter.
LOW RISK Improved asset quality with lower NPAs and strong capital adequacy reported.
💡 Investor Takeaway
Bajaj Finance reported consolidated PAT growth of 28% to ₹ 12,447 crore for H1 FY27, with Assets under Management increasing 26% to ₹ 584,624 crore. Asset quality improved, with Gross NPA at 1.06% as of 30 September 2026, indicating operational strength.
⚖️ Strengths & Concerns

✅ Positives

  • Consolidated Profit After Tax (PAT) increased by 28% to ₹ 12,447 crore in H1 FY27 compared to H1 FY26.
  • Assets under management (AUM) grew 26% to ₹ 584,624 crore as of 30 September 2026, demonstrating business expansion.

⚠️ Concerns

  • Loan losses and provisions for H1 FY27 were ₹ 4,160 crore, a 3% increase from ₹ 4,049 crore in H1 FY26.
  • Deposits book remained nearly flat at ₹ 69,754 crore as of 30 September 2026, compared to ₹ 69,766 crore in H1 FY26.
📅 Company Track Record
In Q1 FY27, Bajaj Finance reported standalone PAT up 29.33% to Rs. 5,345.52 crore. For the full FY26, PAT grew 6.9% to Rs. 17,803.87 Crore. This H1 FY27 filing continues a trend of strong profit growth and AUM expansion.

Based on publicly available historical data. For context only.

❓ Frequently Asked Questions
What was Bajaj Finance's consolidated profit after tax for H1 FY27?
Bajaj Finance reported a consolidated profit after tax of ₹ 12,447 crore for H1 FY27, marking a 28% increase from H1 FY26.
What was Bajaj Finance's Assets Under Management (AUM) as of 30 September 2026?
The consolidated Assets Under Management (AUM) for Bajaj Finance stood at ₹ 584,624 crore as of 30 September 2026, reflecting a 26% growth from 30 September 2025.
How many new loans did Bajaj Finance book in H1 FY27?
Bajaj Finance booked 29.58 MM new loans during H1 FY27, which is a 15% increase compared to 25.66 MM in H1 FY26.
What were the Gross and Net NPA percentages for Bajaj Finance as of 30 September 2026?
As of 30 September 2026, Bajaj Finance's consolidated Gross NPA was 1.06% and Net NPA was 0.42%.
What was the Net Interest Income (NII) for Bajaj Finance in H1 FY27?
The consolidated Net Interest Income (NII) for Bajaj Finance in H1 FY27 increased by 23% to ₹ 25,905 crore from ₹ 21,013 crore in H1 FY26.

Questions based on this BSE filing only. For information purposes.

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⚠️ For Information Only - Not Investment Advice
ForgeUp Filings provides AI-generated summaries of public BSE exchange announcements (equity segment) for informational purposes only. Nothing here constitutes investment advice or a recommendation to buy, sell, or hold any security. ForgeUp is not a SEBI-registered investment advisor. All financial numbers are sourced directly from BSE filings and shown as-is. Past data is historical only. Please consult a qualified financial advisor before making investment decisions. Data sourced from BSE India public disclosures.
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