AXIS Bank Q2 FY27 Net Profit at Rs. 7,003.28 crores, down 1.55% QoQ
RESULTS
◆ Monitor Closely
LOW RISK
📅 Filed on BSE: 17 Oct 2026, 12:58 PM IST · BSE ID: da2f2ad2-e1df-4985-8b36-ed5ea9b536f4
View Original BSE Filing (PDF)
💡
In Simple Terms
AXIS Bank announced its financial results for July-September 2026, showing lower profit but improved asset quality.
🤖 AI Summary
- AXIS Bank reported a Net Profit of Rs. 7,003.28 crores for the quarter ended September 30, 2026.
- Interest earned for Q2 FY27 was Rs. 36,418.77 crores, increasing from Rs. 33,985.63 crores in Q1 FY27.
- Gross Non Performing Assets (NPAs) decreased to 1.16% as of September 30, 2026, from 1.28% as of June 30, 2026.
- Capital Adequacy Ratio (Basel III) stood at 16.27% for the quarter ended September 30, 2026.
- The Board of Directors approved the unaudited standalone and consolidated financial results.
🔢 Key Numbers — exact figures from BSE filing, not rounded
Net Profit/(Loss) for the period (QoQ)
Rs. 7,003.28 crores
-1.55%
Net Profit/(Loss) for the period (YoY)
Rs. 7,003.28 crores
37.60%
Interest earned (YoY)
Rs. 36,418.77 crores
17.59%
% of Gross NPAs
1.16%
-20.55%
% of Net NPAs
0.35%
-20.45%
Capital Adequacy Ratio - Basel III
16.27%
🏢 How This Affects the Company
The bank's core interest earning improved, indicating sustained lending and investment activities. A reduction in Gross NPAs points to improved credit quality.
Net Profit decreased sequentially but total income increased. The Capital Adequacy Ratio remains above regulatory minimums, supporting further growth.
The continued management of non-performing assets suggests ongoing efforts in credit monitoring and recovery processes. Employee costs increased to Rs. 3,314.43 crores.
Lower Gross and Net NPA ratios reduce credit risk. Provisions decreased to Rs. 1,693.74 crores, indicating reduced anticipation of loan losses.
👥 What This Means For Shareholders
✅
Action Required
No immediate action is required by shareholders based on this financial results filing.
👤
Who Is Affected
All shareholders are affected by the financial performance reflected in these results, particularly the Net Profit of Rs. 7,003.28 crores and EPS of Rs. 22.50.
🔍
Management Signal
The Board's approval of the unaudited results indicates a continuation of established financial reporting practices and focus on asset quality management.
For information only. Not investment advice. ForgeUp is not SEBI-registered.
👁 Watch List — track these upcoming events
Q3 FY27 financial results — check Net Profit and asset quality trends
Updates on Provisions and Contingencies (Net)
Any further disclosures regarding capital adequacy or fund-raising plans
LOW RISK
Asset quality improved with reduction in Gross and Net NPAs, and Capital Adequacy Ratio remains robust.
💡 Investor Takeaway
AXIS Bank's Q2 FY27 standalone Net Profit was Rs. 7,003.28 crores, down 1.55% sequentially, but up 37.60% year-on-year from Rs. 5,089.64 crores in Q2 FY26. Gross NPAs improved to 1.16% as of September 30, 2026.
⚖️ Strengths & Concerns
✅ Positives
- Gross NPA % improved to 1.16% as of September 30, 2026, from 1.46% on September 30, 2025, indicating asset quality improvement.
- Interest earned increased to Rs. 36,418.77 crores in Q2 FY27, up 17.59% from Rs. 30,970.23 crores in Q2 FY26.
⚠️ Concerns
- Net Profit for Q2 FY27 declined to Rs. 7,003.28 crores, a 1.55% decrease compared to Rs. 7,113.92 crores in Q1 FY27.
- Other Income decreased to Rs. 6,530.55 crores in Q2 FY27 from Rs. 6,735.42 crores in Q1 FY27.
📅 Company Track Record
AXIS Bank's Q1 FY27 Net Profit was Rs. 7,113.92 crores, representing a 22.52% increase year-on-year. The current quarter's profit decreased sequentially from Q1 FY27, but showed significant year-on-year growth compared to Q2 FY26's Net Profit of Rs. 5,089.64 crores.
Based on publicly available historical data. For context only.
❓ Frequently Asked Questions
What was AXIS Bank's Net Profit in Q2 FY27?
AXIS Bank's Net Profit for the quarter ended September 30, 2026, was Rs. 7,003.28 crores.
How did AXIS Bank's Gross NPAs change in Q2 FY27?
The % of Gross Non Performing Assets (NPAs) for AXIS Bank decreased to 1.16% as of September 30, 2026, from 1.28% in the previous quarter.
What was AXIS Bank's Interest Earned in Q2 FY27?
AXIS Bank's Interest earned for the quarter ended September 30, 2026, was Rs. 36,418.77 crores.
What is AXIS Bank's Capital Adequacy Ratio for Q2 FY27?
The Capital Adequacy Ratio - Basel III for AXIS Bank stood at 16.27% as of September 30, 2026.
Questions based on this BSE filing only. For information purposes.