AU Small Finance Bank Ltd
AU Small Finance Bank Q1 FY27 Net Profit Rs. 79,595.29 lakh
RESULTS
▲ Positive Development
LOW RISK
📅 Filed on BSE: 25 Jul 2026, 01:07 PM IST · BSE ID: e37faf23-6d06-4652-ac7e-e6c321f93a34
View Original BSE Filing (PDF)
💡
In Simple Terms
AU Small Finance Bank reported its latest quarterly earnings, elevated a key executive, and set a date for its annual meeting.
🤖 AI Summary
- Board approved unaudited financial results for the quarter ended June 30, 2026, with Net Profit of Rs. 79,595.29 lakh.
- Mr. Yogesh Jain, Chief Operating Officer, was elevated to Deputy CEO effective July 25, 2026.
- Record Date for final dividend, if declared, set as Friday, July 31, 2026.
- 31st Annual General Meeting scheduled for Saturday, September 5, 2026, through video conferencing.
🔢 Key Numbers — exact figures from BSE filing, not rounded
Net Profit (Quarter ended 30.06.2026)
79,595.29 lakh
37.03%
Interest Earned (Quarter ended 30.06.2026)
5,30,274.23 lakh
21.11%
Gross NPAs to Gross Advances (Quarter ended 30.06.2026)
2.10%
Net NPAs to Net Advances (Quarter ended 30.06.2026)
0.76%
Capital Adequacy Ratio (Quarter ended 30.06.2026)
18.93%
🏢 How This Affects the Company
Elevation of Mr. Yogesh Jain to Deputy CEO strengthens the Bank’s leadership structure and management bandwidth, commensurate with growing scale of operations.
Net Profit for the quarter ended June 30, 2026, was Rs. 79,595.29 lakh, increasing from Rs. 58,085.82 lakh in the corresponding prior quarter.
The re-categorisation of several Senior Management Personnel reflects an annual review based on roles, responsibilities, and reporting hierarchy.
👥 What This Means For Shareholders
✅
Action Required
Shareholders must ensure shares are in demat by July 31, 2026, to be eligible for the final dividend, if declared at the AGM.
👤
Who Is Affected
Shareholders holding shares on Friday, July 31, 2026, will be eligible for the final dividend. All shareholders are invited to the 31st AGM on September 5, 2026.
🔍
Management Signal
Management is focused on strengthening its leadership team and operational structure to support growth, while delivering improved financial results.
For information only. Not investment advice. ForgeUp is not SEBI-registered.
👁 Watch List — track these upcoming events
31st Annual General Meeting on September 5, 2026, for dividend declaration.
Announcement of dividend payment dates post-AGM approval.
Q2 FY27 results to monitor continued financial performance and asset quality.
LOW RISK
Financial results show improvement, and management changes aim to strengthen operations.
💡 Investor Takeaway
AU Small Finance Bank reported Net Profit of Rs. 79,595.29 lakh for the quarter ended June 30, 2026, a 37.03% increase from Rs. 58,085.82 lakh YoY. Gross NPAs improved to 2.10% from 2.47% YoY, while Net NPAs reduced to 0.76% from 0.88% YoY.
⚖️ Strengths & Concerns
✅ Positives
- Net Profit for the quarter ended June 30, 2026, increased to Rs. 79,595.29 lakh from Rs. 58,085.82 lakh in Q1 FY26.
- Gross NPAs to Gross Advances decreased to 2.10% on June 30, 2026, from 2.47% on June 30, 2025.
⚠️ Concerns
- Digital Banking segment reported a negative segment result of (Rs. 8.22 lakh) for the quarter ended June 30, 2026.
- Other income decreased to Rs. 68,921.56 lakh for the quarter ended June 30, 2026, from Rs. 81,060.61 lakh in Q1 FY26.
❓ Frequently Asked Questions
What was AU Small Finance Bank's Net Profit for the quarter ended June 30, 2026?
AU Small Finance Bank reported a Net Profit of Rs. 79,595.29 lakh for the quarter ended June 30, 2026.
Who was elevated to Deputy CEO at AU Small Finance Bank and when?
Mr. Yogesh Jain, previously Chief Operating Officer, was elevated to Deputy CEO of AU Small Finance Bank effective July 25, 2026.
What is the Record Date for determining dividend eligibility for AU Small Finance Bank?
The Record Date for determining members eligible to receive the final dividend, if declared, is Friday, July 31, 2026.
What were the Gross and Net NPA percentages for AU Small Finance Bank on June 30, 2026?
On June 30, 2026, the Gross NPAs to Gross Advances were 2.10%, and Net NPAs to Net Advances were 0.76% for AU Small Finance Bank.
When is AU Small Finance Bank's 31st Annual General Meeting scheduled?
The 31st Annual General Meeting of AU Small Finance Bank is scheduled for Saturday, September 5, 2026.
Questions based on this BSE filing only. For information purposes.