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📋 Filing Types Available on ForgeUp Filings Sourced from BSE corporate announcements (equity segment). Companies covered are BSE-listed and most are also listed on NSE. We show only material filings.
Financial Results Orders Dividend Buyback Merger / Acquisition Board Meeting Outcome Fundraise (QIP / Rights / FPO) Regulatory / Court Order Credit Rating Change Promoter Pledge Update Management Change Joint Venture / MOU Delisting Bonus Shares Stock Split
Data sourced from BSE India corporate announcements. More categories will be added over time.
Arman Financial Services Ltd

Arman Financial Q2 FY27 Net Profit Rises 544% YoY to INR 51 Crore

RESULTS ▲ Positive Development MEDIUM RISK
📅 Filed on BSE: 04 Nov 2026, 03:35 PM IST  ·  BSE ID: 5870bc5b-bd05-4c34-b3dd-f69c05523e7e
View Original BSE Filing (PDF)
💡
In Simple Terms
The financial company significantly grew its profit and loan book in the latest quarter, hitting a new profit high.
🤖 AI Summary
  • Arman Financial Services reported consolidated Profit After Tax of INR 51 Crore for Q2 FY27, up 544% YoY.
  • Consolidated Assets Under Management (AUM) reached INR 3,209 Crore as of September 30, 2026, a 51% YoY growth.
  • Consolidated disbursements for Q2 FY27 totaled INR 818 Crore, marking a 72% increase from Q2 FY26.
  • Gross Total Income for Q2 FY27 stood at INR 235 Crore, demonstrating a 48% YoY growth.
  • Company surpassed full-year FY26 profit of INR 57 Crore in H1 FY27 with PAT of INR 97 Crore.
🔢 Key Numbers - exact figures from BSE filing, not rounded
Assets Under Management (Consolidated) as of Sep 30, 2026
INR 3,209 Crore
51%
Gross Total Income (Consolidated) Q2 FY27
INR 235 Crore
48%
Pre-Provisioning Operating Profit (Consolidated) Q2 FY27
INR 95 Crore
70%
Profit After Tax (Consolidated) Q2 FY27
INR 51 Crore
544%
Consolidated Disbursements Q2 FY27
INR 818 Crore
72%
Shareholders' Equity as of Sep 30, 2026
INR 1,033 Crore
Gross Non-Performing Assets (GNPA)
2.73%
Net Non-Performing Assets (NNPA)
0.92%
🏢 How This Affects the Company
📈
Business Impact
The company's AUM crossed INR 3,000 Crore for the first time, reaching INR 3,209 Crore, indicating expansion in its lending segments including microfinance and MSME loans.
💰
Financial Impact
Profit After Tax reached an all-time high of INR 51 Crore in Q2 FY27, contributing to H1 FY27 PAT of INR 97 Crore, surpassing the entire FY26 profit.
⚙️
Operational Impact
Collection efficiency for the quarter stood at 96.5%, with segment-wise collection efficiencies ranging from 96.2% to 96.5%, reflecting sustained operational effectiveness.
⚠️
Risk Impact
GNPA improved to 2.73% and NNPA to 0.92% as of September 30, 2026, indicating an improvement in asset quality despite growth.
👥 What This Means For Shareholders
✅
Action Required
No immediate action is required from shareholders based on this financial results press release.
👤
Who Is Affected
All shareholders are affected by the strong financial performance, which includes record-high quarterly profit and significant growth in Assets Under Management.
🔍
Management Signal
Management prioritizes maintaining credit discipline and asset quality, even if it means high rejection rates, while still aiming for responsible business growth.

For information only. Not investment advice. ForgeUp is not SEBI-registered.

👁 Watch List - track these upcoming events
Q3 FY27 results — monitor continued AUM growth and profit trends.
Update on CGFMU scheme renewal — confirm coverage for new loans.
Impact of monsoon conditions on collection efficiency in affected regions.
MEDIUM RISK Pending CGFMU scheme renewal and below-normal monsoon conditions in key states pose potential risks.
💡 Investor Takeaway
Arman Financial Services reported consolidated Profit After Tax of INR 51 Crore in Q2 FY27, a 544% YoY increase. Consolidated AUM grew 51% YoY to INR 3,209 Crore. H1 FY27 PAT of INR 97 Crore surpassed full-year FY26 profit of INR 57 Crore, indicating strong half-year performance.
⚖️ Strengths & Concerns

✅ Positives

  • Consolidated Profit After Tax increased 544% YoY to INR 51 Crore in Q2 FY27, reaching an all-time high.
  • Consolidated Assets Under Management grew 51% YoY to INR 3,209 Crore, crossing the INR 3,000 Crore milestone.

⚠️ Concerns

  • The CGFMU scheme renewal is pending approval, with loans originated from April 1, 2026, not currently covered.
  • Below-normal monsoon conditions in Maharashtra and Karnataka (7.60% of AUM) present a potential risk to repayment behaviour.
📅 Company Track Record
Arman Financial Services reported Q2 FY27 net profit up 543.95% YoY to Rs. 5,147.94 Lakhs (INR 51.48 Crore), following Q2 FY27 consolidated net profit rise of 543.95% YoY to Rs. 5,147.94 Lakhs. The company raised Rs. 3.07 Crore debt at 10.90–11.65% coupons in H1 FY26, with the first tranche partially redeemed.

Based on publicly available historical data. For context only.

❓ Frequently Asked Questions
What was Arman Financial Services' consolidated net profit in Q2 FY27?
Arman Financial Services reported a consolidated Profit After Tax of INR 51 Crore in Q2 FY27, representing a 544% year-on-year growth.
What is the consolidated Assets Under Management (AUM) for Arman Financial Services as of September 30, 2026?
The consolidated Assets Under Management for Arman Financial Services stood at INR 3,209 Crore as of September 30, 2026, showing a 51% year-on-year growth.
What were the total consolidated disbursements for Arman Financial Services in Q2 FY27?
Consolidated disbursements for Arman Financial Services in Q2 FY27 amounted to INR 818 Crore, a 72% increase compared to Q2 FY26.
How does Arman Financial Services' H1 FY27 profit compare to its full-year FY26 profit?
Arman Financial Services' H1 FY27 Profit After Tax of INR 97 Crore has already surpassed its full-year FY26 profit of INR 57 Crore.
What are the asset quality metrics for Arman Financial Services in Q2 FY27?
As of September 30, 2026, the company's Gross Non-Performing Assets (GNPA) stood at 2.73%, and Net Non-Performing Assets (NNPA) were 0.92%.

Questions based on this BSE filing only. For information purposes.

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⚠️ For Information Only - Not Investment Advice
ForgeUp Filings provides AI-generated summaries of public BSE exchange announcements (equity segment) for informational purposes only. Nothing here constitutes investment advice or a recommendation to buy, sell, or hold any security. ForgeUp is not a SEBI-registered investment advisor. All financial numbers are sourced directly from BSE filings and shown as-is. Past data is historical only. Please consult a qualified financial advisor before making investment decisions. Data sourced from BSE India public disclosures.
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